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This research addresses critical security vulnerabilities in autonomous AI commerce by proposing ACAGS, a framework that leverages behavioral analytics and supervised machine learning to detect agent impersonation and unauthorized payments. The study demonstrates significant improvements in detection accuracy using synthetic data, though it explicitly notes the necessity of validating these models against real-world transaction flows before deployment.
Source coveringarXiv

Securing Agentic Commerce Through Behavior-Aware Fraud Detection and Cybersecurity for Trusted AI-Agent Payment Authorization

arXiv2 min read

arXiv:2610.27483v1 Announce Type: new Abstract: The growing use of autonomous artificial intelligence agents in digital commerce creates new security concerns involving agent impersonation, unauthorized payments, compromised agents, and misuse of delegated authority. This research introduces the Autonomous Commerce Agent Guard System (ACAGS), a cybersecurity framework combining supervised machine learning, behavioral analytics, agent-specific authorization controls, and explainable AI. The framework was evaluated using synthetic financial transaction data augmented with simulated agent characteristics and five adversarial scenarios. XGBoost was selected following comparisons with alternative classifiers. Across ten experimental runs, behavioral features improved mean F1-score from 52.12% to 67.49%, with agent-specific features increasing performance to 69.46%. The framework achieved detection rates of 99.77% for abnormal agent behavior, 99.73% for impersonation, and 100% for malicious delegation and authorization-scope violations. Compromised-agent detection reached 72.27%. ACAGS also supported APPROVE, REVIEW, and REJECT authorization outcomes, with SHAP explanations providing model interpretability. The results demonstrate the potential of combining behavioral intelligence and delegated authorization controls to strengthen simulated agentic-commerce payment security, while highlighting the need for validation using real-world transactions.

Abstract:The growing use of autonomous artificial intelligence agents in digital commerce creates new security concerns involving agent impersonation, unauthorized payments, compromised agents, and misuse of delegated authority. This research introduces the Autonomous Commerce Agent Guard System (ACAGS), a cybersecurity framework combining supervised machine learning, behavioral analytics, agent-specific authorization controls, and explainable AI. The framework was evaluated using synthetic financial transaction data augmented with simulated agent characteristics and five adversarial scenarios. XGBoost was selected following comparisons with alternative classifiers. Across ten experimental runs, behavioral features improved mean F1-score from 52.12% to 67.49%, with agent-specific features increasing performance to 69.46%. The framework achieved detection rates of 99.77% for abnormal agent behavior, 99.73% for impersonation, and 100% for malicious delegation and authorization-scope violations. Compromised-agent detection reached 72.27%. ACAGS also supported APPROVE, REVIEW, and REJECT authorization outcomes, with SHAP explanations providing model interpretability. The results demonstrate the potential of combining behavioral intelligence and delegated authorization controls to strengthen simulated agentic-commerce payment security, while highlighting the need for validation using real-world transactions.

Artificial Intelligence (cs.AI)

arXiv:2610.27483 [cs.AI]

(or arXiv:2610.27483v1 [cs.AI] for this version)

https://doi.org/10.48550/arXiv.2610.27483 Focus to learn more arXiv-issued DOI via DataCite (pending registration)

International Journal on Cybernetics & Informatics (IJCI), Vol. 15, No. 4, August 2026

https://doi.org/10.5121/ijci.2026.15406 Focus to learn more DOI(s) linking to related resources

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