Off-topic for aiqbench
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‘If we wait, will it even be there?’ What I’m hearing from retirees about Social Security
My clients are afraid Social Security won't be there. My advice: Don't let that fear talk you into a smaller check.
Last week I met with a couple I’ll call Jeff and Julie, both age 62. Julie had purchased a Social Security claiming analysis for the two of them, and before we started, I asked: “Why did you decide to do this?” Her answer had almost nothing to do with maximizing benefits. “Ray, I read. And everything I’ve been reading about what’s happening with Social Security makes me nervous. If we wait until we are 70 to file, will it even be there?” Here is my advice: Don’t file at 62 because you’re afraid Social Security will disappear. A frightening…
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