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This demonstration highlights a practical application of post-quantum cryptography (specifically ML-DSA and ML-KEM) to secure NFC payment infrastructure against future quantum threats. By bypassing traditional card networks in favor of direct settlement via a patent-pending architecture, the system addresses critical vulnerabilities in current financial protocols. The integration of Random Linear Network Coding further underscores the focus on resilient, decentralized transaction processing rather than standard consumer electronics features.
Splendor Labs Demonstrates Quantum-Resistant NFC Payments
Splendor Labs SA presented a new NFC payment system, bypassing traditional networks via its live, patent-pending Splendor Quantum Chain infrastructure.
On October 20, 2026, Splendor Labs SA publicly demonstrated a new payment system bypassing traditional card networks with a combination of smartphones and physical NFC cards. The architecture relies on the company’s integrating four complementary post-quantum security technologies for direct settlement. These include ML-DSA-65, ML-KEM-768, dual ML-DSA/SLH-DSA verification and Random Linear Network Coding. Splendor Labs’ process requires scanning a payment QR code and tapping a “Splendor Quantum Security Card” against a smartphone, authorizing transactions within its testnet…
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