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The RBI's directive marks a strategic shift from theoretical risk assessment to actionable preparation for quantum threats in India's financial infrastructure. By highlighting the "harvest now, decrypt later" vulnerability, regulators emphasize that current encryption standards must be upgraded before sensitive payment data loses its confidentiality over decades. This move underscores the necessity of ecosystem-wide collaboration among banks, fintechs, and standard setters to build quantum resilience without immediate compliance mandates.
RBI asks payment operators to start quantum-proofing at GFF 2026
The Reserve Bank of India (RBI) has called on India’s payment system operators to begin work on quantum-proofing the country’s payment systems. “The time has therefore come for Indian payment system providers and network operators to begin work moving towards quantum proofing our payment systems,” Shirish Chandra Murmu, Deputy Governor of the RBI, said in a keynote address at the Global Fintech Fest in Mumbai. Banks, payment operators, fintechs, technology providers and standard setters would need to move together, he said, “because quantum resilience is an ecosystem capability, not an…
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