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JPMorgan Chase has explicitly prohibited external AI agents from accessing customer accounts or executing transactions within its internal systems due to safety risks associated with autonomous third-party tools. This policy highlights a critical industry shift toward restricting unverified AI agents, prioritizing security and liability over the convenience of seamless agent-to-bank integration. The decision underscores the current regulatory and operational friction between open AI ecosystems and traditional financial infrastructure.
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JPMorgan Chase Bars External AI Agents Like Muse and Instinct from Direct Account Access

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JPMorgan Chase CEO Jamie Dimon stated on Tuesday that the bank will not allow external artificial intelligence agents to access customer accounts or act on their behalf, citing risks posed by autonomous assistants from tech companies like Meta. 'We will not allow any external agent into our internal systems because it is too dangerous for customers and JPMorgan,' Dimon told analysts during the bank's third-quarter earnings call. 'You don't want out-of-control agents, and there could be thousands of them,' he added, highlighting the potential threat to customers.

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