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This article details how attackers are weaponizing generative voice synthesis to create real-time, interactive social engineering attacks that bypass traditional multi-factor authentication defenses. The core technical mechanism involves synchronizing AI-driven phone calls with dynamic fake banking interfaces via persistent WebSocket connections to manipulate victims into revealing sensitive credentials under duress. This represents a significant evolution in phishing where the attacker controls both the audio and visual context simultaneously, rendering standard SMS-based verification insufficient against guided fraud scenarios.