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This research presents a structured workflow that integrates reference retrieval and contrastive SHAP analysis to improve the consistency and traceability of LLM-based risk diagnoses. By enforcing deterministic validation alongside evidence-grounded reasoning, the method addresses critical interpretability challenges in high-stakes machine learning applications.
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A Controlled LLM Workflow for Evidence-Grounded Diagnosis of Risk Score Differences

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arXiv:2610.23962v1 Announce Type: cross Abstract: We propose a controlled Large Language Model (LLM) workflow for explaining risk score differences using similar historical transactions. The workflow combines reference retrieval and contrastive SHapley Additive exPlanations (SHAP) evidence with reference-based LLM reasoning and deterministic validation. Experiments on a test dataset show that the workflow produces more consistent, evidence-grounded and traceable diagnoses than the same LLM without structured workflow guidance.

Abstract:We propose a controlled Large Language Model (LLM) workflow for explaining risk score differences using similar historical transactions. The workflow combines reference retrieval and contrastive SHapley Additive exPlanations (SHAP) evidence with reference-based LLM reasoning and deterministic validation. Experiments on a test dataset show that the workflow produces more consistent, evidence-grounded and traceable diagnoses than the same LLM without structured workflow guidance.

Artificial Intelligence (cs.AI); Machine Learning (cs.LG)

arXiv:2610.23962 [cs.AI]

(or arXiv:2610.23962v1 [cs.AI] for this version)

https://doi.org/10.48550/arXiv.2610.23962 Focus to learn more arXiv-issued DOI via DataCite (pending registration)

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